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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,114 | $162,812-68.6% | $133,971-61.8% | $158,966-67.8% |
| Participation rate | 94.1% | 83.2%+10.9pp | 79.8%+14.3pp | 82.0%+12.2pp |
| Annual return | 9.46% | 41.94%-32.5pp | 45.09%-35.6pp | 302.95%-293.5pp |
| Employer contribution / active EE | $760 | $4,976-84.7% | $3,919-80.6% | $4,762-84.0% |
| Participant deferral / active EE | $3,911 | $5,910-33.8% | $5,047-22.5% | $5,983-34.6% |
| Admin fee / account holder | $30,602 | $11,741+160.6% | $8,929+242.7% | $11,250+172.0% |