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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,786 | $78,707-32.9% | $117,861-55.2% | $70,126-24.7% |
| Participation rate | 97.6% | 73.2%+24.4pp | 79.7%+17.9pp | 69.5%+28.0pp |
| Annual return | 12.38% | 23.30%-10.9pp | 335.11%-322.7pp | 73.15%-60.8pp |
| Employer contribution / active EE | $2,287 | $2,223+2.9% | $3,786-39.6% | $2,343-2.4% |
| Participant deferral / active EE | $2,919 | $3,297-11.5% | $4,482-34.9% | $3,332-12.4% |
| Admin fee / account holder | $27,025 | $5,066+433.5% | $8,021+236.9% | $4,645+481.7% |