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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,399 | $171,867+175.4% | $149,721+216.2% | $147,586+220.8% |
| Participation rate | 66.7% | 88.2%-21.5pp | 87.1%-20.4pp | 82.8%-16.2pp |
| Annual return | 19.17% | 2113.36%-2094.2pp | 1501.67%-1482.5pp | 578.59%-559.4pp |
| Employer contribution / active EE | $24,317 | $6,275+287.5% | $5,444+346.7% | $4,876+398.7% |
| Participant deferral / active EE | $0 | $7,270-100.0% | $6,568-100.0% | $5,439-100.0% |
| Admin fee / account holder | $3,495 | $13,799-74.7% | $11,282-69.0% | $10,886-67.9% |