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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,469 | $140,592+245.3% | $123,105+294.4% | $125,389+287.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -3.59% | 16.80%-20.4pp | 13.22%-16.8pp | 282.24%-285.8pp |
| Employer contribution / active EE | $19,856 | $6,041+228.7% | $5,151+285.5% | $4,866+308.0% |
| Participant deferral / active EE | $12,000 | $6,980+71.9% | $6,229+92.6% | $5,352+124.2% |
| Admin fee / account holder | $19,587 | $11,198+74.9% | $9,014+117.3% | $9,541+105.3% |