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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,497 | $80,992+42.6% | $96,534+19.6% | $75,173+53.6% |
| Participation rate | 88.6% | 71.8%+16.8pp | 76.0%+12.6pp | 67.2%+21.4pp |
| Annual return | 19.06% | 27.05%-8.0pp | 25.88%-6.8pp | 160.72%-141.7pp |
| Employer contribution / active EE | $3,420 | $2,283+49.8% | $2,965+15.3% | $2,671+28.0% |
| Participant deferral / active EE | $6,998 | $3,929+78.1% | $4,851+44.3% | $4,126+69.6% |
| Admin fee / account holder | $3,492 | $6,717-48.0% | $8,253-57.7% | $5,651-38.2% |