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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,727 | $81,870+95.1% | $119,634+33.5% | $68,490+133.2% |
| Participation rate | 37.9% | 71.9%-34.0pp | 79.3%-41.3pp | 67.9%-30.0pp |
| Annual return | -13.62% | -23.82%+10.2pp | -14.98%+1.4pp | -7.85%-5.8pp |
| Employer contribution / active EE | $1,960 | $2,692-27.2% | $4,232-53.7% | $2,597-24.5% |
| Participant deferral / active EE | $3,670 | $4,148-11.5% | $5,601-34.5% | $4,028-8.9% |
| Admin fee / account holder | $7,253 | $6,583+10.2% | $10,329-29.8% | $5,403+34.2% |