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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,809 | $99,031+129.0% | $86,597+161.9% | $147,585+53.7% |
| Participation rate | 71.4% | 76.3%-4.9pp | 73.5%-2.1pp | 82.8%-11.4pp |
| Annual return | 20.27% | 1312.56%-1292.3pp | 964.96%-944.7pp | 578.57%-558.3pp |
| Employer contribution / active EE | $1,565 | $3,132-50.0% | $2,840-44.9% | $4,876-67.9% |
| Participant deferral / active EE | $10,276 | $3,972+158.7% | $3,609+184.8% | $5,439+88.9% |
| Admin fee / account holder | $2,981 | $5,711-47.8% | $4,906-39.2% | $10,885-72.6% |