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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,854 | $87,834-7.9% | $133,975-39.6% | $62,881+28.6% |
| Participation rate | 94.3% | 83.4%+10.9pp | 87.1%+7.2pp | 69.3%+25.0pp |
| Annual return | 1.42% | 12.05%-10.6pp | 29.29%-27.9pp | 20.14%-18.7pp |
| Employer contribution / active EE | $5,092 | $3,482+46.2% | $5,211-2.3% | $2,281+123.3% |
| Participant deferral / active EE | $5,170 | $4,812+7.5% | $6,282-17.7% | $3,203+61.4% |
| Admin fee / account holder | $1,835 | $5,372-65.8% | $9,324-80.3% | $4,296-57.3% |