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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,763 | $54,357+26.5% | $82,706-16.9% | $68,495+0.4% |
| Participation rate | 64.9% | 63.9%+0.9pp | 72.6%-7.7pp | 67.9%-3.0pp |
| Annual return | -13.84% | -13.67%-0.2pp | 701.76%-715.6pp | -7.84%-6.0pp |
| Employer contribution / active EE | $1,953 | $2,218-12.0% | $3,007-35.1% | $2,596-24.8% |
| Participant deferral / active EE | $5,810 | $3,246+79.0% | $4,394+32.2% | $4,028+44.3% |
| Admin fee / account holder | $27,687 | $4,396+529.8% | $5,329+419.6% | $5,403+412.4% |