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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,220 | $176,105+34.7% | $159,474+48.8% | $167,536+41.6% |
| Participation rate | 93.3% | 85.0%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 16.93% | 331.91%-315.0pp | 263.68%-246.7pp | 478.82%-461.9pp |
| Employer contribution / active EE | $7,642 | $5,299+44.2% | $4,831+58.2% | $4,839+57.9% |
| Participant deferral / active EE | $10,012 | $7,751+29.2% | $7,353+36.2% | $6,342+57.9% |
| Admin fee / account holder | $1,585 | $12,559-87.4% | $10,802-85.3% | $12,315-87.1% |