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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,220 | $176,077+34.7% | $159,455+48.8% | $167,518+41.6% |
| Participation rate | 93.3% | 84.9%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 16.93% | 331.83%-314.9pp | 263.63%-246.7pp | 478.71%-461.8pp |
| Employer contribution / active EE | $7,642 | $5,298+44.2% | $4,830+58.2% | $4,838+57.9% |
| Participant deferral / active EE | $10,012 | $7,751+29.2% | $7,353+36.2% | $6,342+57.9% |
| Admin fee / account holder | $1,585 | $12,556-87.4% | $10,800-85.3% | $12,312-87.1% |