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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,044 | $165,361+22.2% | $149,715+35.0% | $158,950+27.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.12% | 348.24%-335.1pp | 276.66%-263.5pp | 302.91%-289.8pp |
| Employer contribution / active EE | $6,024 | $5,103+18.0% | $4,645+29.7% | $4,762+26.5% |
| Participant deferral / active EE | $7,925 | $7,182+10.4% | $6,842+15.8% | $5,983+32.5% |
| Admin fee / account holder | $1,571 | $10,808-85.5% | $9,310-83.1% | $11,248-86.0% |