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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,044 | $165,399+22.2% | $149,745+34.9% | $158,982+27.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.12% | 348.34%-335.2pp | 276.72%-263.6pp | 302.99%-289.9pp |
| Employer contribution / active EE | $6,024 | $5,105+18.0% | $4,646+29.7% | $4,763+26.5% |
| Participant deferral / active EE | $7,925 | $7,183+10.3% | $6,843+15.8% | $5,983+32.5% |
| Admin fee / account holder | $1,571 | $10,811-85.5% | $9,312-83.1% | $11,252-86.0% |