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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,053 | $160,070+117.4% | $147,117+136.6% | $145,897+138.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.42% | 98.69%-85.3pp | 420.54%-407.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $9,094 | $5,285+72.1% | $4,932+84.4% | $4,663+95.0% |
| Participant deferral / active EE | $15,681 | $8,419+86.2% | $8,065+94.4% | $6,689+134.4% |
| Admin fee / account holder | $8,002 | $15,035-46.8% | $12,993-38.4% | $13,390-40.2% |