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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,753 | $77,920+259.0% | $149,723+86.8% | $75,177+272.1% |
| Participation rate | 93.5% | 65.6%+27.9pp | 78.8%+14.7pp | 67.2%+26.3pp |
| Annual return | 16.40% | 31.72%-15.3pp | 134.50%-118.1pp | 160.75%-144.3pp |
| Employer contribution / active EE | $7,128 | $3,138+127.1% | $4,821+47.8% | $2,671+166.9% |
| Participant deferral / active EE | $7,013 | $3,411+105.6% | $5,682+23.4% | $4,126+69.9% |
| Admin fee / account holder | $4,881 | $5,951-18.0% | $13,215-63.1% | $5,651-13.6% |