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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,726 | $95,415+180.6% | $185,851+44.1% | $85,851+211.8% |
| Participation rate | 97.1% | 68.8%+28.4pp | 81.7%+15.4pp | 69.3%+27.8pp |
| Annual return | 13.08% | 23.59%-10.5pp | 122.11%-109.0pp | 318.63%-305.6pp |
| Employer contribution / active EE | $9,728 | $3,314+193.5% | $5,168+88.2% | $2,565+279.2% |
| Participant deferral / active EE | $5,785 | $3,424+69.0% | $5,569+3.9% | $3,952+46.4% |
| Admin fee / account holder | $3,110 | $7,215-56.9% | $16,245-80.9% | $6,261-50.3% |