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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,547 | $60,349+78.2% | $74,184+45.0% | $62,881+71.0% |
| Participation rate | 81.3% | 72.7%+8.5pp | 76.6%+4.6pp | 69.3%+11.9pp |
| Annual return | 3.73% | 21.38%-17.6pp | 17.74%-14.0pp | 20.14%-16.4pp |
| Employer contribution / active EE | $2,174 | $1,680+29.4% | $2,370-8.3% | $2,281-4.7% |
| Participant deferral / active EE | $6,929 | $2,856+142.6% | $3,550+95.2% | $3,203+116.3% |
| Admin fee / account holder | $1,909 | $4,261-55.2% | $5,586-65.8% | $4,296-55.6% |