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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,796 | $56,197-23.8% | $67,652-36.7% | $59,633-28.2% |
| Participation rate | 69.0% | 71.5%-2.4pp | 75.7%-6.6pp | 68.7%+0.4pp |
| Annual return | -1.03% | 18508.10%-18509.1pp | 6625.40%-6626.4pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $5,706 | $1,615+253.4% | $2,266+151.8% | $2,203+159.0% |
| Participant deferral / active EE | $8,658 | $2,844+204.5% | $3,560+143.2% | $3,192+171.3% |
| Admin fee / account holder | $1,968 | $3,958-50.3% | $4,821-59.2% | $4,297-54.2% |