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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,685 | $99,994+22.7% | $146,643-16.3% | $85,847+42.9% |
| Participation rate | 95.6% | 73.1%+22.5pp | 80.1%+15.5pp | 69.3%+26.2pp |
| Annual return | 7.52% | 18.93%-11.4pp | 22.75%-15.2pp | 318.61%-311.1pp |
| Employer contribution / active EE | $2,185 | $2,559-14.6% | $4,137-47.2% | $2,565-14.8% |
| Participant deferral / active EE | $3,765 | $4,006-6.0% | $5,506-31.6% | $3,952-4.7% |
| Admin fee / account holder | $20,644 | $7,703+168.0% | $10,280+100.8% | $6,261+229.7% |