Retirement plan

COUCH BRAUNSDORF INSURANCE GROUP, INC. 401K PLAN

Name: COUCH BRAUNSDORF INSURANCE GROUP - COUCH BRAUNSDORF INSURANCE GROUP, INC. 401K PLAN (2015) Form 5500
Creator: COUCH BRAUNSDORF INSURANCE GROUP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COUCH BRAUNSDORF INSURANCE GROUP, INC. 401K PLAN, COUCH BRAUNSDORF INSURANCE GROUP

COUCH BRAUNSDORF INSURANCE GROUPEIN 22-2567763Plan #001PY 2015

701 MARTINSVILLE ROAD - LIBERTY CORNER, NJ 07938908-542-1700couchbraunsdorf.comLinkedIn51-200 employeesinsurance

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$3.8M

No prior year

Total participants

116

No prior year

Average account balance

$55,421

No prior year

Annual return

7.74%

No prior year

Benchmarks

See 2,156 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,156 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.70M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$143K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$463K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$26858

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
INTAC ACTUARIAL SERVICES1+ years Filed as: INTAC ACTUARIAL SERVICES INC. Service code 13	Contract Administrator	$5,380
INTAC ACTUARIAL SERVICES1+ years Service code 13	Contract Administrator	$350
JOHN HANCOCK LIFE INSURANCE COMPANY1+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346	Recordkeeping	$88

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$12K

$114 / participant

Contract admin$12K100.0%

% of EOY assets

0.327%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BAS PARTNERS LLC
Auditor EIN: 208779390
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,421

$70,667-21.6%

$123,106-55.0%

$52,331+5.9%

Participation rate

55.6%

83.7%-28.2pp

86.8%-31.2pp

68.1%-12.5pp

Annual return

7.74%

6.23%+1.5pp

13.22%-5.5pp

4.54%+3.2pp

Employer contribution / active EE

$419

$2,946-85.8%

$5,151-91.9%

$1,882-77.8%

Participant deferral / active EE

$3,478

$4,493-22.6%

$6,229-44.2%

$3,022+15.1%

Admin fee / account holder

$181

$506-64.3%

$9,015-98.0%

$592-69.4%

Provider

Service type

Compensation

INTAC ACTUARIAL SERVICES1+ years

Filed as: INTAC ACTUARIAL SERVICES INC.

Service code 13

Contract Administrator

$5,380

INTAC ACTUARIAL SERVICES1+ years

Service code 13

Contract Administrator

$350

JOHN HANCOCK LIFE INSURANCE COMPANY1+ years

Filed as: JOHN HANCOCK LIFE INSURANCE CO.

Service code 15 · EIN 01-0233346

Recordkeeping

$88

COUCH BRAUNSDORF INSURANCE GROUP, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COUCH BRAUNSDORF INSURANCE GROUP, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion