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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,581 | $190,879-68.8% | $160,009-62.8% | $134,532-55.7% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.0%+5.4pp | 81.2%+2.1pp |
| Annual return | -20.06% | 552.63%-572.7pp | 408.85%-428.9pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,728 | $4,995-65.4% | $4,225-59.1% | $4,741-63.6% |
| Participant deferral / active EE | $9,820 | $6,924+41.8% | $6,183+58.8% | $6,401+53.4% |
| Admin fee / account holder | $2,951 | $10,495-71.9% | $8,715-66.1% | $11,429-74.2% |