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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,496 | $76,519-15.7% | $56,025+15.1% | $145,897-55.8% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 10.13% | 3017.03%-3006.9pp | 1712.69%-1702.6pp | 552.29%-542.2pp |
| Employer contribution / active EE | $1,727 | $1,383+24.8% | $1,042+65.8% | $4,663-63.0% |
| Participant deferral / active EE | $5,755 | $2,624+119.3% | $1,955+194.4% | $6,689-14.0% |
| Admin fee / account holder | $250 | $3,331-92.5% | $2,828-91.2% | $13,390-98.1% |