Retirement plan

EMPLOYEE BENEFIT PLAN OF THE RUGBY SCHOOL, INC.

Name: THE RUGBY SCHOOL, INC. - EMPLOYEE BENEFIT PLAN OF THE RUGBY SCHOOL, INC. (2016) Form 5500
Creator: THE RUGBY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF THE RUGBY SCHOOL, INC., THE RUGBY SCHOOL, INC.

THE RUGBY SCHOOL, INC.EIN 22-2561017Plan #002PY 2016

PO BOX 1403 - WALL, NJ 077191403732-681-6900

Other plans on this EIN

1 filing

#004Retirement-$697K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$6.3M

+7.5% from 2015

Total participants

+12.8% from 2015

Average account balance

$67,019

-1.7% from 2015

Annual return

8.96%

+8.58 pp from 2015

Benchmarks

See 3,682 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,682 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$135K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

154.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$694K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6007

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$375K

$5277 / participant

Other / not subdivided$375K100.0%

% of EOY assets

5.948%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,019

$39,132+71.3%

$57,196+17.2%

$62,881+6.6%

Participation rate

95.8%

70.5%+25.3pp

75.3%+20.4pp

69.3%+26.5pp

Annual return

8.96%

9.24%-0.3pp

14.59%-5.6pp

20.14%-11.2pp

Employer contribution / active EE

$1,646

$1,874-12.1%

$2,683-38.6%

$2,281-27.8%

Participant deferral / active EE

$2,381

$2,374+0.3%

$3,096-23.1%

$3,203-25.7%

Admin fee / account holder

$3,986

$2,594+53.7%

$3,141+26.9%

$4,296-7.2%

EMPLOYEE BENEFIT PLAN OF THE RUGBY SCHOOL, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF THE RUGBY SCHOOL, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion