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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,259 | $228,352-47.8% | $185,827-35.8% | $158,950-25.0% |
| Participation rate | 46.7% | 82.3%-35.6pp | 78.0%-31.4pp | 82.0%-35.3pp |
| Annual return | 13.09% | 40.81%-27.7pp | 35.96%-22.9pp | 302.91%-289.8pp |
| Employer contribution / active EE | $1,362 | $4,967-72.6% | $4,087-66.7% | $4,762-71.4% |
| Participant deferral / active EE | $4,182 | $6,416-34.8% | $5,633-25.8% | $5,983-30.1% |
| Admin fee / account holder | $8 | $11,867-99.9% | $9,502-99.9% | $11,248-99.9% |