Retirement plan

SUDBURY EXTENDED DAY, INC. TAX DEFERRED ANNUITY PLAN

Name: SUDBURY EXTENDED DAY, INC. - SUDBURY EXTENDED DAY, INC. TAX DEFERRED ANNUITY PLAN (2025) Form 5500
Creator: SUDBURY EXTENDED DAY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUDBURY EXTENDED DAY, INC. TAX DEFERRED ANNUITY PLAN, SUDBURY EXTENDED DAY, INC.

SUDBURY EXTENDED DAY, INC.EIN 22-2551529Plan #001PY 2025

365 BOSTON POST ROAD, SUITE 209 - SUDBURY, MA 01776978-443-5829sudburyextendedday.orgLinkedIn51-200 employeesprimary/secondary education

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$3.1M

+14.3% from 2024

Total participants

128

-2.3% from 2024

Average account balance

$66,957

+14.3% from 2024

Annual return

15.95%

+4.84 pp from 2024

Benchmarks

See 2,242 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort2,242 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

39.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$158K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4430

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2N2G2K2F

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2N
Code section 408 accounts and annuities
Pension plan utilizing Code section 408 individual retirement accounts or annuities as the funding vehicle for providing benefits.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$204K

$1757 / participant

Other / not subdivided$204K100.0%

% of EOY assets

6.616%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,957

$41,016+63.2%

$152,093-56.0%

$64,097+4.5%

Participation rate

29.3%

51.3%-22.0pp

77.8%-48.5pp

55.2%-25.9pp

Annual return

15.95%

39.60%-23.7pp

66.36%-50.4pp

34.64%-18.7pp

Employer contribution / active EE

$287

$1,342-78.6%

$4,175-93.1%

$1,891-84.8%

Participant deferral / active EE

$1,074

$1,927-44.3%

$5,451-80.3%

$3,080-65.1%

Admin fee / account holder

$4,430

$2,305+92.2%

$14,497-69.4%

$3,454+28.2%

SUDBURY EXTENDED DAY, INC. TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUDBURY EXTENDED DAY, INC. TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion