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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,742 | $101,752+32.4% | $164,928-18.3% | $80,911+66.5% |
| Participation rate | 65.5% | 71.8%-6.3pp | 78.6%-13.1pp | 67.6%-2.1pp |
| Annual return | 11.02% | 16.73%-5.7pp | 70.08%-59.1pp | 35.63%-24.6pp |
| Employer contribution / active EE | $1,279 | $2,953-56.7% | $4,343-70.6% | $2,756-53.6% |
| Participant deferral / active EE | $5,206 | $4,477+16.3% | $6,034-13.7% | $4,297+21.1% |
| Admin fee / account holder | $3,544 | $8,218-56.9% | $12,684-72.1% | $6,935-48.9% |