Filed February 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,349 | $77,816+7.1% | $123,549-32.5% | $64,181+29.9% |
| Participation rate | 76.7% | 74.7%+2.0pp | 82.3%-5.6pp | 69.6%+7.1pp |
| Annual return | -4.40% | 12.49%-16.9pp | 119.20%-123.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $3,223 | $3,014+6.9% | $4,628-30.4% | $2,381+35.4% |
| Participant deferral / active EE | $7,578 | $5,240+44.6% | $6,426+17.9% | $3,470+118.4% |
| Admin fee / account holder | $24,374 | $5,519+341.6% | $9,284+162.5% | $4,887+398.7% |