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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,135 | $46,534-37.4% | $64,097-54.5% | $75,177-61.2% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 8.31% | 26.07%-17.8pp | 33.75%-25.4pp | 160.75%-152.4pp |
| Employer contribution / active EE | $7,989 | $1,976+304.4% | $2,750+190.5% | $2,671+199.1% |
| Participant deferral / active EE | $790 | $2,835-72.1% | $3,881-79.6% | $4,126-80.8% |
| Admin fee / account holder | $2,643 | $2,957-10.6% | $3,070-13.9% | $5,651-53.2% |