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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,168 | $42,910-41.3% | $60,919-58.7% | $68,490-63.3% |
| Participation rate | 88.1% | 66.8%+21.3pp | 73.1%+15.0pp | 67.9%+20.2pp |
| Annual return | -25.33% | -13.99%-11.3pp | 16.96%-42.3pp | -7.85%-17.5pp |
| Employer contribution / active EE | $6,649 | $1,978+236.1% | $2,704+145.9% | $2,597+156.1% |
| Participant deferral / active EE | $1,257 | $2,866-56.1% | $3,814-67.0% | $4,028-68.8% |
| Admin fee / account holder | $810 | $3,104-73.9% | $3,228-74.9% | $5,403-85.0% |