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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,559 | $171,867+74.3% | $149,721+100.1% | $147,586+103.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.06% | 2113.36%-2096.3pp | 1501.67%-1484.6pp | 578.59%-561.5pp |
| Employer contribution / active EE | $21,599 | $6,275+244.2% | $5,444+296.7% | $4,876+342.9% |
| Participant deferral / active EE | $17,404 | $7,270+139.4% | $6,568+165.0% | $5,439+220.0% |
| Admin fee / account holder | $5,481 | $13,799-60.3% | $11,282-51.4% | $10,886-49.6% |