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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,620 | $49,177+15.1% | $79,467-28.8% | $64,173-11.8% |
| Participation rate | 38.2% | 65.0%-26.8pp | 73.3%-35.1pp | 69.6%-31.3pp |
| Annual return | -3.10% | -1.16%-1.9pp | 718.30%-721.4pp | 7.63%-10.7pp |
| Employer contribution / active EE | $1,490 | $2,076-28.2% | $2,800-46.8% | $2,381-37.4% |
| Participant deferral / active EE | $2,525 | $2,821-10.5% | $3,704-31.8% | $3,470-27.2% |
| Admin fee / account holder | $4,325 | $3,839+12.7% | $5,104-15.3% | $4,887-11.5% |