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| Provider | Service type | Compensation |
|---|---|---|
CFS INVESTMENT ADVISORY SERVICES9+ years Service code 26 97 LACKAWANNA AVENUE · TOTOWA, NJ 07512 | Advisory (Participants) | $53,935 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 51 · EIN 01-0233346 | Investment Mgmt Fees | $26,570 |
Filed as: PRIME PENSIONS, INC. Service code 13 · EIN 46-1224594 25B VREELAND ROAD - SUITE 209 · FLORHAM PARK, NJ 07932 | Contract Administrator | $13,020 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,817 | $65,582+23.2% | $64,101+26.1% | $71,511+13.0% |
| Participation rate | 71.0% | 73.2%-2.2pp | 72.3%-1.3pp | 67.9%+3.1pp |
| Annual return | 13.30% | 18.96%-5.7pp | 33.72%-20.4pp | 28.86%-15.6pp |
| Employer contribution / active EE | $7,481 | $2,671+180.1% | $2,749+172.2% | $2,589+188.9% |
| Participant deferral / active EE | $1,784 | $3,628-50.8% | $3,881-54.0% | $4,291-58.4% |
| Admin fee / account holder | $474 | $616-23.1% | $3,070-84.6% | $1,588-70.2% |