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| Provider | Service type | Compensation |
|---|---|---|
CFS INVESTMENT ADVISORY SERVICES4+ years Service code 26 97 LACKAWANNA AVENUE · TOTOWA, NJ 07512 | Advisory (Participants) | $61,949 |
Service code 15 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $2,323 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,556 | $55,002+41.0% | $59,899+29.5% | $56,289+37.8% |
| Participation rate | 79.4% | 75.9%+3.4pp | 74.7%+4.7pp | 69.9%+9.5pp |
| Annual return | -3.56% | 1.13%-4.7pp | 3.46%-7.0pp | -9.96%+6.4pp |
| Employer contribution / active EE | $4,060 | $2,448+65.9% | $2,723+49.1% | $2,111+92.3% |
| Participant deferral / active EE | $1,936 | $3,121-38.0% | $3,402-43.1% | $3,350-42.2% |
| Admin fee / account holder | $47 | $236-80.0% | $3,592-98.7% | $521-90.9% |