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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,417 | $167,353+36.5% | $143,797+58.8% | $134,545+69.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.35% | 0.48%-11.8pp | -0.04%-11.3pp | 418.37%-429.7pp |
| Employer contribution / active EE | $21,599 | $5,620+284.3% | $4,952+336.1% | $4,742+355.5% |
| Participant deferral / active EE | $19,215 | $6,447+198.0% | $5,638+240.8% | $6,401+200.2% |
| Admin fee / account holder | $14,010 | $18,096-22.6% | $14,679-4.6% | $11,431+22.6% |