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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,917 | $209,422+19.3% | $178,503+40.0% | $158,982+57.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.06% | 188.81%-182.8pp | 151.12%-145.1pp | 302.99%-296.9pp |
| Employer contribution / active EE | $16,055 | $5,707+181.3% | $5,011+220.4% | $4,763+237.1% |
| Participant deferral / active EE | $7,410 | $5,955+24.4% | $5,202+42.4% | $5,983+23.8% |
| Admin fee / account holder | $1,447 | $17,079-91.5% | $13,987-89.7% | $11,252-87.1% |