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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,741 | $52,678+17.2% | $75,784-18.5% | $59,633+3.5% |
| Participation rate | 15.8% | 67.2%-51.4pp | 75.8%-60.0pp | 68.7%-52.9pp |
| Annual return | 0.27% | 2.95%-2.7pp | 9.68%-9.4pp | 2041.45%-2041.2pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,064 | $2,591-58.9% | $3,652-70.9% | $3,192-66.7% |
| Admin fee / account holder | $1,111 | $3,610-69.2% | $5,300-79.0% | $4,297-74.1% |