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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,148 | $109,372-77.9% | $89,414-73.0% | $158,966-84.8% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 17.20% | 345.55%-328.3pp | 245.50%-228.3pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,156 | $3,171-63.6% | $2,586-55.3% | $4,762-75.7% |
| Participant deferral / active EE | $1,165 | $4,598-74.7% | $3,890-70.1% | $5,983-80.5% |
| Admin fee / account holder | $217 | $6,156-96.5% | $4,883-95.6% | $11,250-98.1% |