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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,413 | $101,063-85.7% | $81,473-82.3% | $147,586-90.2% |
| Participation rate | 35.7% | 74.5%-38.7pp | 68.0%-32.2pp | 82.8%-47.1pp |
| Annual return | 34.47% | 32.41%+2.1pp | 38.78%-4.3pp | 578.59%-544.1pp |
| Employer contribution / active EE | $1,203 | $3,206-62.5% | $2,568-53.1% | $4,876-75.3% |
| Participant deferral / active EE | $1,563 | $4,242-63.1% | $3,537-55.8% | $5,439-71.3% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |