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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,834 | $165,351-60.8% | $149,710-56.7% | $158,931-59.2% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 16.95% | 348.19%-331.2pp | 276.63%-259.7pp | 302.86%-285.9pp |
| Employer contribution / active EE | $1,243 | $5,103-75.7% | $4,645-73.2% | $4,761-73.9% |
| Participant deferral / active EE | $5,611 | $7,181-21.9% | $6,842-18.0% | $5,982-6.2% |
| Admin fee / account holder | $913 | $10,807-91.5% | $9,309-90.2% | $11,247-91.9% |