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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,725 | $48,011+49.4% | $63,803+12.4% | $82,637-13.2% |
| Participation rate | 73.1% | 66.6%+6.5pp | 72.7%+0.4pp | 68.1%+5.0pp |
| Annual return | 8.89% | 19.84%-11.0pp | 543.72%-534.8pp | 53.51%-44.6pp |
| Employer contribution / active EE | $4,179 | $1,904+119.5% | $2,532+65.0% | $2,552+63.8% |
| Participant deferral / active EE | $1,887 | $2,846-33.7% | $3,843-50.9% | $4,126-54.3% |
| Admin fee / account holder | $18,758 | $3,873+384.3% | $5,196+261.0% | $7,339+155.6% |