Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,377 | $73,839-88.7% | $143,788-94.2% | $68,495-87.8% |
| Participation rate | 27.3% | 66.7%-39.4pp | 80.3%-53.0pp | 67.9%-40.6pp |
| Annual return | -27.58% | 1.01%-28.6pp | -0.03%-27.6pp | -7.84%-19.7pp |
| Employer contribution / active EE | $642 | $3,184-79.8% | $4,952-87.0% | $2,596-75.3% |
| Participant deferral / active EE | $862 | $3,384-74.5% | $5,638-84.7% | $4,028-78.6% |
| Admin fee / account holder | $808 | $5,755-86.0% | $14,675-94.5% | $5,403-85.0% |