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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,532 | $197,819-28.5% | $155,789-9.2% | $125,389+12.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -5.59% | 86.73%-92.3pp | 71.54%-77.1pp | 282.24%-287.8pp |
| Employer contribution / active EE | $5,347 | $4,850+10.2% | $3,839+39.3% | $4,866+9.9% |
| Participant deferral / active EE | $12,230 | $5,631+117.2% | $4,798+154.9% | $5,352+128.5% |
| Admin fee / account holder | $24,722 | $9,544+159.0% | $7,477+230.6% | $9,541+159.1% |