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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,717 | $65,704-50.2% | $94,229-65.3% | $59,633-45.1% |
| Participation rate | 61.8% | 72.1%-10.4pp | 78.8%-17.0pp | 68.7%-6.9pp |
| Annual return | -2.40% | 5.22%-7.6pp | 10.68%-13.1pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,017 | $2,021-49.7% | $3,587-71.7% | $2,203-53.8% |
| Participant deferral / active EE | $2,557 | $3,143-18.6% | $4,320-40.8% | $3,192-19.9% |
| Admin fee / account holder | $2,858 | $4,265-33.0% | $6,269-54.4% | $4,297-33.5% |