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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,080 | $39,798-57.1% | $67,704-74.8% | $59,633-71.4% |
| Participation rate | 33.8% | 57.4%-23.6pp | 67.5%-33.8pp | 68.7%-34.9pp |
| Annual return | -1.65% | 89.94%-91.6pp | 25.41%-27.1pp | 2041.40%-2043.1pp |
| Employer contribution / active EE | $555 | $1,393-60.2% | $2,559-78.3% | $2,203-74.8% |
| Participant deferral / active EE | $803 | $2,335-65.6% | $3,585-77.6% | $3,192-74.8% |
| Admin fee / account holder | $3,464 | $3,212+7.8% | $4,255-18.6% | $4,297-19.4% |