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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,404 | $132,099+33.5% | $115,599+52.6% | $138,895+27.0% |
| Participation rate | 16.7% | 77.9%-61.2pp | 74.3%-57.6pp | 79.9%-63.3pp |
| Annual return | 17.11% | 176.76%-159.7pp | 111.10%-94.0pp | 145.39%-128.3pp |
| Employer contribution / active EE | $663 | $3,416-80.6% | $2,955-77.6% | $4,194-84.2% |
| Participant deferral / active EE | $2,566 | $5,617-54.3% | $4,889-47.5% | $6,396-59.9% |
| Admin fee / account holder | $20,866 | $15,650+33.3% | $12,841+62.5% | $12,562+66.1% |