Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,500 | $226,090-53.8% | $182,531-42.7% | $152,885-31.6% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.0%-28.0pp | 82.5%-32.5pp |
| Annual return | 20.94% | 192.57%-171.6pp | 148.57%-127.6pp | 345.39%-324.5pp |
| Employer contribution / active EE | $27,450 | $4,978+451.4% | $4,075+573.6% | $4,763+476.3% |
| Participant deferral / active EE | $51,662 | $6,369+711.1% | $5,525+835.1% | $5,851+783.0% |
| Admin fee / account holder | $2,176 | $10,705-79.7% | $8,593-74.7% | $11,598-81.2% |