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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,098 | $183,627-30.2% | $155,602-17.7% | $145,978-12.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 8.42% | 61.32%-52.9pp | 64.81%-56.4pp | 550.52%-542.1pp |
| Employer contribution / active EE | $12,895 | $5,316+142.6% | $4,675+175.8% | $4,662+176.6% |
| Participant deferral / active EE | $6,026 | $6,466-6.8% | $5,629+7.1% | $6,690-9.9% |
| Admin fee / account holder | $92,338 | $19,327+377.8% | $15,923+479.9% | $13,400+589.1% |