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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,326 | $166,242-3.6% | $165,071-2.9% | $145,884+9.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.90% | 100.44%-86.5pp | 70.17%-56.3pp | 551.85%-537.9pp |
| Employer contribution / active EE | $11,341 | $5,283+114.7% | $4,347+160.9% | $4,662+143.2% |
| Participant deferral / active EE | $5,331 | $6,964-23.4% | $6,035-11.7% | $6,690-20.3% |
| Admin fee / account holder | $23,820 | $16,658+43.0% | $12,695+87.6% | $13,392+77.9% |