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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,345 | $154,209-0.6% | $130,062+17.9% | $139,487+9.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.64% | 32.52%-13.9pp | -137.37%+156.0pp | 373.84%-355.2pp |
| Employer contribution / active EE | $10,942 | $5,292+106.7% | $4,322+153.2% | $4,755+130.1% |
| Participant deferral / active EE | $6,037 | $6,709-10.0% | $5,821+3.7% | $6,713-10.1% |
| Admin fee / account holder | $2,460 | $13,988-82.4% | $10,601-76.8% | $11,407-78.4% |