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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,785 | $106,280-49.4% | $96,538-44.3% | $139,487-61.4% |
| Participation rate | 53.8% | 77.8%-24.0pp | 74.3%-20.5pp | 80.3%-26.5pp |
| Annual return | 15.96% | 38.48%-22.5pp | 35.74%-19.8pp | 373.84%-357.9pp |
| Employer contribution / active EE | $1,271 | $4,107-69.1% | $3,740-66.0% | $4,755-73.3% |
| Participant deferral / active EE | $3,531 | $5,457-35.3% | $4,880-27.7% | $6,713-47.4% |
| Admin fee / account holder | $141 | $7,888-98.2% | $6,737-97.9% | $11,407-98.8% |