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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,442 | $95,975+93.2% | $74,549+148.8% | $135,379+37.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 5.89% | 56.96%-51.1pp | 32.53%-26.6pp | 519.79%-513.9pp |
| Employer contribution / active EE | $10,536 | $2,716+287.9% | $1,961+437.3% | $4,779+120.5% |
| Participant deferral / active EE | $8,631 | $3,844+124.6% | $3,108+177.7% | $5,609+53.9% |
| Admin fee / account holder | $2,846 | $6,522-56.4% | $5,059-43.7% | $10,828-73.7% |