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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,137 | $124,980+220.2% | $108,359+269.3% | $154,746+158.6% |
| Participation rate | 90.9% | 75.2%+15.7pp | 70.1%+20.8pp | 80.7%+10.2pp |
| Annual return | 10.83% | 45.00%-34.2pp | 36.89%-26.1pp | 172.34%-161.5pp |
| Employer contribution / active EE | $3,004 | $2,851+5.4% | $2,399+25.2% | $4,379-31.4% |
| Participant deferral / active EE | $13,924 | $4,743+193.6% | $4,137+236.6% | $6,730+106.9% |
| Admin fee / account holder | $18,020 | $11,502+56.7% | $9,741+85.0% | $14,365+25.4% |