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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,137 | $156,616+155.5% | $133,346+200.1% | $198,609+101.5% |
| Participation rate | 90.9% | 77.7%+13.2pp | 72.8%+18.1pp | 82.4%+8.5pp |
| Annual return | 10.83% | 44.25%-33.4pp | 36.85%-26.0pp | 202.70%-191.9pp |
| Employer contribution / active EE | $3,004 | $3,368-10.8% | $2,853+5.3% | $5,055-40.6% |
| Participant deferral / active EE | $13,924 | $4,920+183.0% | $4,332+221.4% | $6,977+99.6% |
| Admin fee / account holder | $18,020 | $17,468+3.2% | $14,264+26.3% | $19,030-5.3% |