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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,137 | $112,729+255.0% | $98,716+305.3% | $137,256+191.5% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.3%+21.6pp | 80.0%+10.9pp |
| Annual return | 10.83% | 38.48%-27.7pp | 31.81%-21.0pp | 220.34%-209.5pp |
| Employer contribution / active EE | $3,004 | $2,725+10.2% | $2,279+31.8% | $4,156-27.7% |
| Participant deferral / active EE | $13,924 | $4,640+200.1% | $4,048+244.0% | $6,407+117.3% |
| Admin fee / account holder | $18,020 | $10,129+77.9% | $8,703+107.1% | $12,270+46.9% |